Contactless payments use short-range wireless technology to securely complete payments between contactless cards and contactless-enabled checkout terminals. It’s a fast, easy, and secure way to pay for goods and services.
A contactless card is a chip card that has a near-field communication (NFC) antenna which enables close-range payments.
When you tap your contactless card at the contactless-enabled checkout terminal, your payment is sent for authorization.
A simple tap of your card is all it takes to pay at checkout!
How do I know if my card is contactless?
If you see the contactless symbol on your card, it means the card comes with contactless technology.
Which cards are related to this service?
All VPay Portal prepaid Mastercards issued by Transact Payments Limited.
How do I use my contactless card?
You do not need to swipe or insert your contactless card into the POS terminal when paying. To make a purchase, simply tap the card on the payment reader at the checkout of participating retail locations. A beep will indicate that your card has been detected and a payment is being authorized.
Where can I make contactless payments?
Anywhere you see the contactless symbol at checkout, you can tap to pay. This includes fast food restaurants, gas stations, convenience stores, pharmacies, stadiums and more.
If you don't see the symbol, your contactless-enabled card can still be used by inserting or swiping it at checkout.
How does contactless technology benefit me?
It’s faster, easier, and more secure than other payment methods:
- You don’t have to enter your PIN for payments of €50 and under, or at unattended car parks and transport terminals. However, you will be prompted to enter your PIN on your fifth consecutive contactless transaction or when the cumulative amount spent reaches €150.
- You’re in control because your card never leaves your hand when you make a payment.
- Your contactless card is always on and ready to use.
What happens if I try to make a contactless payment for more than the contactless limit?
You will be asked to make a chip and PIN transaction for additional security.
How close does the "tap" have to be to the checkout reader?
When you tap your card/device at checkout, it must be within an inch or two of the contactless symbol on the terminal. Please note that if you have more than one contactless card in your wallet, you should remove the card you would like to pay with rather than tapping your wallet against the reader.
How will purchases appear on my transaction history?
Purchases made with your contactless card will be displayed on your transaction history just like any other purchase.
Are there any fees for paying with my contactless card?
No, there are no additional fees.